Parents casting around for suitable investments for their children can afford to take some risk on long-term global trends rather than play it safe, say experts

Parents casting around for suitable investments for their children can afford to take some risk on long-term global trends rather than play it safe, say experts.

This might go against your natural instincts but an up to 18-year time horizon, if you open a Junior Isa when your child is born, means you can explore some niche and volatile areas of the market.

And in fact, their investment life is likely to be How much is ape coin worth longer, as even when they hit 18 they should still have many years of investing to go.

Parents can stash up to £9,000 a year in a Junior Isa for a child, and a third of those who are investors themselves have considered the option, according to research by Fidelity International.

Investing for the future: Parents can stash up to £9,000 a year in a Junior Isa for a child

Investing for the future: Parents can stash up to £9,000 a year in a Junior Isa for a child 

Reasons offered were helping to set up their children for when they are older, the tax benefits, and protecting their offspring against economic uncertainty.

We asked financial experts to give parents some tips on selecting investments for children and some fund and trust suggestions. 

What should you bear in mind when picking funds for a Junior Isa

Engage children in the decisions: ‘One of the main objectives for parents to consider is maintaining a level of interest in investing for their children,’ says Ben Staniforth, research analyst at Redmayne Bentley.

‘Ensuring that the funds they select contain engaging and innovative companies that are well known to young people will ensure they remain interested and continue to invest well into the future.

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